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    December 1, 2020
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0%APR* Shop at Home Loan Loans available November 23rd-December 24th Limit $500 per person, $1,000 per household** Loan Proceeds must be spent at participating businesses by December 31st Loans repaid in 12 monthly installments When you shop locally, everyone benefits! FNBNORTH.COM First National Bank Walker, Akeley, Longville, Remer, Hackensack, Backus, Pequot Lakes, Crosslake, Baxter *Annual Percentage Rate (Example: $500 loan at an APR of 0% paid in 12 monthly Member EDIC payments of $41.66 or $1,000 loan at an APR of 0% paid in 12 monthly payments of $83.33.) LENDER **For Qualified Borrowers 0%APR* Shop at Home Loan Loans available November 23rd-December 24th Limit $500 per person, $1,000 per household** Loan Proceeds must be spent at participating businesses by December 31st Loans repaid in 12 monthly installments When you shop locally, everyone benefits! FNBNORTH.COM First National Bank Walker, Akeley, Longville, Remer, Hackensack, Backus, Pequot Lakes, Crosslake, Baxter *Annual Percentage Rate (Example: $500 loan at an APR of 0% paid in 12 monthly Member EDIC payments of $41.66 or $1,000 loan at an APR of 0% paid in 12 monthly payments of $83.33.) LENDER **For Qualified Borrowers